Commercial Mortgage
ROSS COMMERCIAL FINANCE
“A commercial mortgage can be a powerful tool for investors looking to purchase income-generating properties or for businesses seeking premises to operate from. At Ross Commercial Finance, we have extensive experience helping clients secure funding both within the UK and internationally, clients we have recently supported overseas have included clients based in Spain, Dubai, Saudi Arabi, China, Australia, and Nigeria.
Commercial Investment
For investment properties, affordability is assessed based on the strength of the lease. We can offer loan-to-value (LTV) ratios of up to 75%, with the potential to secure up to 100% funding depending on the client’s background assets.
Commercial Owner-Occupier
For businesses purchasing premises to trade from, affordability is determined by the strength of the trading business. LTVs can go up to 100%, depending on the sector and the specific circumstances.
Whether you’re expanding locally or internationally, we specialize in tailoring funding solutions to meet your needs, ensuring your goals are fully supported every step of the way”
Who and What We Can Support
We offer tailored funding solutions for a wide range of clients and scenarios, including:
- Client Types: Individuals, Limited Companies, SPVs, Pensions, Charities, and Overseas Entities.
- Funding Purposes: Purchasing property or land, refinancing to secure better rates, or releasing cash.
- Flexible Options: Interest-only or capital repayment options available.
- Loan Terms: Ranging from 3 to 30 years.
- High LTVs: Up to 100% funding available, subject to sector and assets.
- Top Slicing: Background income can be considered in specific scenarios.
- Loan Amounts: From £25,000 upwards.
- No Experience Needed: Funding available even for clients with no prior property experience.
- Wide Coverage: Lending across the UK, including Scotland and Northern Ireland.
- International Clients: Support for foreign nationals and expats.
- Competitive Rates: We will search all of market to find the best deal to suit your needs
- Credit Flexibility: Funding options for clients with adverse credit.
Our expertise ensures we can deliver the right solutions for a diverse range of needs, with a focus on flexibility and exceptional service.
