Complex Residential Investment
ROSS COMMERCIAL FINANCE
A Complex Residential Investment would class as purchasing or refinancing a residential property that has investment usage.
Examples of types of investors we support
- Standard BTL’s
- Property Portfolio Landlord’s
- HMO’s (with no max unit’s)
- Holiday Let’s / Serviced Accommodation
- Multi-unit free hold blocks (more than 1 property on a title)
- Commercial lease tenants (Council, Charities, 3rd party management companies)
Why Choose Us for Your Funding Needs?
With access to a panel of over 200 lenders, we offer some of the most competitive rates on the market. Whether your situation is straightforward or unconventional, we can provide funding solutions for a variety of needs, including:
- Client Types: Individuals, Limited Companies, SPVs, and Overseas Entities.
- Funding Purposes: Purchasing new property, refinancing for better rates, or releasing cash.
- Flexible Repayment Options: Interest-only or capital repayment available.
- Loan Terms: Ranging from 3 to 30 years.
- High LTVs: Up to 100% funding, depending on background assets.
- Income Considerations: Top slicing on background income and use of projected income in certain scenarios.
- Loan Amounts: From £25,000 upwards.
- Minimal Requirements: No prior property experience or background income needed.
- Extensive Coverage: Lending across the UK, including Scotland and Northern Ireland.
- International Clients: Support for foreign nationals and expats.
- Credit Flexibility: Funding options for clients with adverse credit.
- Unique Property Types: Funding for properties below minimum floor space, or located above or beside commercial units.
